Kotor: One of the 8 Best Places to Retire Overseas in 2025
Kotor Bay, Montenegro, has earned a spot on the prestigious list of the 8 Best Places to Retire Overseas in 2025, published by U.S. News & World Report. The article highlights destinations that combine stunning natural beauty, affordability, high-quality healthcare, and a welcoming environment for retirees looking to start a new chapter abroad.
U.S. News evaluated countries offering retiree-specific residency visas, favorable tax policies, and outdoor recreation and cultural enrichment opportunities to compile the list. Montenegro, particularly the breathtaking Kotor Bay region, stood out for its unique blend of charm and opportunity.
Why Kotor Bay is a Top Choice for Retirees
Nestled along Montenegro’s Adriatic coastline, Kotor Bay captivates visitors with its awe-inspiring scenery and rich cultural heritage. This deep inlet, framed by majestic gray mountains, features picturesque medieval villages with stone architecture and terra-cotta rooftops.
The fjord-like waters of the bay, dotted with elegant white yachts, create a setting straight out of a fairy tale.
In addition to its stunning beauty, Kotor Bay offers practical benefits for retirees:
- Affordable Living: Montenegro boasts one of the lowest living costs in Europe, allowing retirees to enjoy a high quality of life without stretching their budgets.
- Residency Made Easy: Montenegro’s residency program is particularly attractive. Purchasing property of any value qualifies retirees for a residency permit, making relocation simple.
- A Growing Expat Community: Kotor Bay is home to a vibrant and growing international community, including an increasing number of Americans who appreciate the region’s relaxed lifestyle and welcoming atmosphere.
- Future EU Membership: Montenegro is on track to join the European Union by 2028, promising further infrastructure improvements and increased property value in future years.
A Hidden Gem Rising in Popularity
While Montenegro remains lesser-known to many U.S. retirees, the country is quickly gaining recognition for its unique appeal. Its natural beauty, historic charm, and modern amenities position Kotor Bay as an ideal destination for those seeking a tranquil yet fulfilling retirement abroad.
Kotor Bay isn’t just a place to retire; it’s a place to thrive. Whether you’re exploring the medieval streets of Kotor Old Town, enjoying waterfront dining in Perast, or taking in the panoramic views from Lovćen National Park, every day here feels like a vacation.
For those considering retiring in Montenegro, our team is here to provide insights into Kotor Bay’s real estate market.
From affordable waterfront apartments to luxurious stone villas, we can help you find your dream retirement home.
Contact us today to learn more about this hidden gem in the heart of Europe.
Read the full U.S. News & World Report article here.
